Stop Overpaying for Shipping, IT/Telecom, Payments & Healthcare
We benchmark what you pay against the market, uncover where you're overpaying, and implement the changes that deliver measurable savings. Every engagement is performance-based, so our results are tied to yours.
We show you where you're overpaying and let you decide whether it's worth fixing
Each of our four divisions is led by a managing partner who is a recognized specialist in that category. We put your invoices, contracts and rate cards side-by-side with our cross-client benchmarks, quantify exactly where you're leaking margin, and then help you capture it.
Vendor-neutral
We work across many carriers, processors and vendors, not just one. Some programs are paid by the provider at no added cost to you, and we always tell you how we're paid.
Benchmarked in dollars
Every expense is measured against a real performance benchmark, so you see your savings opportunity in dollars, not vague ranges.
Your Plan of Execution
Once we're working together, you receive our written Plan of Execution: every recommendation tied to expected savings, scope, timeline and accountability.
You decide
After the benchmark, you see the savings opportunity and decide whether to move forward. No pressure, no obligation.
Your outside perspective on every dollar that leaves the building
Business Solutions Group is a corporate cost-reduction advisory and technology firm based in Mission Viejo, California. We help mid-market and enterprise organizations across the United States find the savings their internal teams are too close to see: across shipping & logistics, telecom & IT, financial services and employee healthcare.
Our model is simple and aligned: a free benchmark analysis up front, a written Plan of Execution, and a performance-based engagement: if we can't save you money, you don't pay.
We deliver two kinds of value: hard savings you can see on your invoices, and soft savings from technology that cuts manual work, improves visibility and keeps costs from creeping back.
- Double-digit savings are typical in every category we serve
- In most cases, no carrier, vendor or plan changes required
- Free benchmark analysis, no obligation, no internal lift
Cost-reduction across every category that matters
Four service categories, 22 specific programs, each anchored by deep benchmarking, proprietary technology and carrier-side expertise.
Shipping & Logistics
Contract negotiation, freight advisory, LTL/FTL/Air/Ocean, invoice audit, parcel BI SaaS, TMS, demand planning and 3PL, all under one advisory roof.
- UPS & FedEx Contract Negotiations
- Strategic LTL Services
- FTL, Air & Ocean Shippers
- Parcel Spend Intelligence (SaaS)
- Invoice Audit & Payment Solution
- Demand & Inventory Planning Software
- Transportation Management Software
- TMS Rate Shopping Tool
- Distribution Center & 3PL Services
Telecom & IT
IT Lifecycle Management is the flagship: planning and procurement, operations and expense management unified across voice/VoIP, mobility, SD-WAN and cloud, with telecom invoice audit and carrier renegotiation handled inside it as the expense-management phase. Alongside it sit Cybersecurity Solutions, SaaS & Software Licensing and IT Hardware & Logistics. Typically 20–30% reductions.
- IT Lifecycle Management
- Cybersecurity Solutions
- SaaS & Software Licensing
- IT Hardware & Logistics
Credit Card & ACH Processing
A full suite of merchant services designed to simplify how you send and receive payments: card-present, card-not-present and more, with ACH & eCheck as a cost-effective secondary rail. Typically 15–35% savings. We recommend a processor change only when it saves you more.
- Merchant Services & ACH Fees
- B2B/B2C Card Processing
- ACH & eCheck
- Advanced Security
- Omnichannel Solutions
- ERP-Integrated Payments
Healthcare Claim
An IRS-compliant Healthcare Claim overlay that sits on top of your existing benefits plan; it does not replace it. Zero plan changes for employees, enhanced benefits at no extra cost to them, and a genuine corporate FICA tax advantage. Typically 30–70% claims reduction, plus corporate payroll-tax savings.
- Overlay, not replacement, existing plan stays
- Zero plan changes, zero added employee cost
- Corporate FICA / payroll-tax advantage
All Programs
Browse every advisory program and SaaS tool we offer, with industry filters and the carriers / categories each program serves.
- 22 defined programs
- 4 cost categories
- 6 industries served
Five disciplined steps from analysis to savings
Every engagement follows the same proven Plan of Execution, so you always know what comes next and what we're accountable for.
Discovery
We listen, gather invoices and contracts, and pinpoint the categories of spend most likely to yield savings.
Benchmark
A free, comprehensive benchmark against best-in-class rates and structures, down to 1/10th of a percent. We present the savings opportunity so you can decide whether to move forward.
Plan of Execution
Once you're a client, we deliver a written PoE: expected savings, carriers/categories in scope, timeline, and what's required of your team.
Negotiate & Implement
We negotiate, implement and audit with no internal lift, typically no carrier changes and no operational disruption.
Measure & Retain
We measure savings, audit ongoing invoices, and recover overcharges, so the gains stick to your EBITDA.
Performance-based, aligned, and free to start
We don't sell hours and we don't ask for a check before we've earned one. The benchmark analysis is free, the Plan of Execution is delivered once you're a client, and the engagement is performance-based. No savings, no fee.
- Free benchmark analysis, no commitment to engage
- Performance-based fees: if we don't deliver savings, you don't pay
- End-to-end execution, your team's lift is minimal by design
- Vendor-neutral, with full disclosure of how we're paid
Trusted across industries
We work with mid-market and enterprise organizations across the United States, wherever spend is large enough that small percentage savings turn into seven-figure EBITDA.
Manufacturing & Distribution
Freight, parcel, raw-material logistics and benefits: the unglamorous lines that move EBITDA the most.
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Technology Companies
Telecom, IT lifecycle, merchant processing and parcel: recovering margin without slowing product velocity.
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Professional Services
Telecom, healthcare benefits and merchant fees: sharp savings on the predictable overhead.
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Retail & eCommerce
Parcel BI, UPS/FedEx contracts, merchant services and demand planning, directly hitting cost of fulfillment.
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Private Equity & Holdings
Portfolio-wide cost programs, one engagement, every operating company audited and re-negotiated in parallel.
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The Trades
Freight on materials, telecom & mobile, merchant services and benefits: for HVAC, electrical, plumbing, roofing, more.
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An outsider's perspective, with insider's data
Your internal teams are talented but they're benchmarked against last year. We're benchmarked against every contract our clients sign, across thousands of carrier rate cards, telecom RFPs and merchant interchange tables.
That database is why we can see the 1–10% pricing variance buried inside a "good" contract and why we can negotiate against it with confidence.
- Cross-client benchmark database, your contract vs. the market
- Proprietary SaaS to monitor savings down to 1/10th of a percent
- Carrier-side expertise; we know how the rate cards are built
Five values that shape every engagement
From the first call to the final audit, these are the principles we hold ourselves to.
Integrity
We tell you what we'll find, what we won't, and exactly what it'll cost before you sign anything.
Professionalism
Carrier-grade preparation, board-grade reporting. Your CFO won't have to re-format anything.
Enthusiasm
We genuinely like this work. We chase the last 1/10th of a percent the same way we chase the first 10%.
Dedication to perfection
We over-audit, over-document, and over-communicate. We don't accept surprises next quarter.
Full transparency
One source of truth: the savings model. You see every assumption, every line item, every dollar.
Common questions from CFOs
Good to knowWe sign a simple NDA and set up a short discovery call. Every service is different, so we'll tell you exactly what's needed. Within two to four weeks we present your benchmark results: the savings opportunity in each category. There's no fee and no obligation to engage. If you move forward, we deliver the detailed findings and your written Plan of Execution once our agreement is in place.
Usually not. For shipping, telecom and healthcare, we negotiate inside your existing relationships. For card processing, we'll recommend a processor change only if it delivers meaningfully better savings, and the decision is always yours.
Every engagement is performance-based: if we can't save you money, you don't pay. Depending on the service, we're paid from a share of the savings, a fee for services, or by the provider at no added cost to you. We'll always tell you which, and the specifics are agreed in writing in your client agreement before any work begins. And if we can't find savings, we shake hands, congratulate you on a well-managed program, and part ways.
It varies by category. Small parcel typically lands at 15–40% (23.6% average YTD across our base), and freight negotiation averages 20–25%. Telecom & IT reductions run 20–30%, and card & ACH processing 15–35%. The Healthcare Claim program typically reduces claims 30–70%, plus a corporate payroll-tax advantage. Your free analysis includes a category-by-category estimate based on your own data, not industry averages.
By design, very little. We're built to require minimal internal lift. The contracts and invoices we need are documents your AP team already produces. We do the benchmark, negotiation and audit; your team approves the outcome. End-to-end execution is the norm.
Our core service area is the United States, but our freight and 3PL advisory programs cover ocean, air and rail globally for U.S.-headquartered shippers. Telecom, financial and benefits programs are U.S.-only today.
Find out what you're overspending, for free
Start with a free analysis. Within a few weeks you'll see how much you could save in each category, based on your own data, with no obligation to engage.
- NDA-protected, free benchmark analysis
- Detailed Plan of Execution once we're working together
- Performance-based: no savings, no fee