Savings calculator
See what you might be overspending
Pick a cost center, answer a few questions, and get an estimated annual range. Then request a free analysis if the numbers are worth chasing.
Savings calculator
Estimate Your Annual Savings
Answer a few quick questions for an instant, data-backed estimate of your annual savings opportunity.
Which cost center do you want to analyze?
Select an area to see your estimated savings.
Shipping
Parcel and LTL freight: carrier agreements, rates, and surcharges
IT/Telecom
Wireline, wireless, cloud, and data: contracts and unused services
Merchant Processing
Card and ACH fees: pricing structures and hidden charges
Healthcare
Healthcare costs and payroll taxes, with no plan changes
What's your approximate annual shipping spend?
Combined parcel and freight, your best estimate is fine.
$100K – $250K
$250K – $500K
$500K – $1M
$1M – $5M
$5M+
What does your shipping mix look like?
Where most of your dollars go.
Mostly parcel (small package)
LTL / freight
A healthy mix of both
Roughly what's the split?
Parcel 50%LTL 50%
Who are your primary parcel carriers?
Select the closest fit.
UPS
FedEx
Both UPS & FedEx
Regional / other
When were your carrier agreements last negotiated?
UPS and FedEx raise rates ~6% every January plus peak surcharges; LTL carriers 5–7% annually.
Within the last year
1 – 2 years ago
2 – 3 years ago
3+ years ago / not sure
Have your rates ever been benchmarked by an outside shipping specialist?
Not your carrier rep, an independent third party.
Yes, we've been benchmarked before
No, never
What's your approximate annual IT/telecom spend?
Wireline, wireless, internet, cloud, and data services combined.
$100K – $250K
$250K – $500K
$500K – $1M
$1M+
What makes up most of that spend?
Where the biggest share of your telecom dollars goes.
Wireline voice, data & internet circuits
Wireless / mobile plans & devices
Cloud, UCaaS & data center
A mix of everything
How is your telecom environment managed today?
Zero-use lines and misapplied carrier credits hide wherever no one is watching.
A centralized IT lifecycle management platform
In-house, spreadsheets and invoice reviews
Split across departments, no single owner
When were your carrier agreements last optimized?
Past 18 months, or after significant growth or a satisfied revenue commitment, there's usually money on the table.
Within the last 18 months
18 months – 3 years ago
3+ years ago / not sure
What's your annual card processing volume?
Credit and debit card payments your business accepts per year, your best estimate is fine.
Under $1M
$1M – $5M
$5M – $25M
$25M+
What's your annual ACH processing volume?
Bank-to-bank payments: ACH debits, credits, and e-checks.
Little to none
Under $1M
$1M – $5M
$5M – $25M
$25M+
How do most of your card payments come in?
Card-not-present transactions typically carry higher fees than card-present, the mix matters.
Mostly in-person (card-present)
Mostly online or keyed-in (card-not-present)
A mix of channels
What pricing model is your processor charging you on?
If you're not sure, that usually means it's costing you.
Interchange-plus (pass-through)
Flat rate (e.g. 2.9% + 30¢)
Tiered / bundled rates
Honestly, not sure
Has your merchant statement ever been benchmarked by an outside specialist?
A line-by-line review of interchange categories, markups, and junk fees.
Yes, by an independent third party
We review statements internally
Never
How many full-time W-2 employees do you have?
Enter your exact number, your best estimate is fine.
How is your health plan funded?
This works alongside your existing plan either way, no changes required.
Fully insured (typically under 100 participating W-2 employees)
Level funded (hybrid, typically 50–500 participating W-2 employees)
Professional Employer Organization (PEO)
Self-insured (typically 500+ participating W-2 employees)
What did your last healthcare renewal increase look like?
Claims drive renewals and prevention drives claims down.
Under 5%
5 – 10%
10%+
Not sure
Do you have a managed preventive health program in place today?
A structured program: screenings, telemedicine, coaching.
Yes, we have one
No, not currently
Your Estimated Annual Overspend
Low estimate
$0
High estimate
$0
per year, based on your profile
See the exact number, at no upfront cost
Get My Exact Savings Results
Carrier pricing expertise
$6B+ shipping spend under management
Performance-based compensation
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Turn the estimate into a real number
The calculator shows what's typical. A free analysis shows what's true for you, a written benchmark, with no obligation to engage.
- NDA-protected, free benchmark analysis
- Written deliverable, yours to keep
- No obligation to engage