Cost reduction · Credit Card & ACH Payment Processing

Card Processing & ACH Payments

Accept Payments Anywhere, Anytime.

We provide a full suite of merchant services designed to simplify how you send and receive your payments.

0
Bank changes required
0
Forced processor changes
5
Programs in this category
100%
Control retained; we optimize before recommending change
Financial Optimization, operational view
Why this category

Payment processing first, card present, card not present, and every other rail

The largest line in most merchant accounts is credit card processing: B2B and B2C, card-present at the terminal, card-not-present online and mobile. Interchange itself is set by Visa and Mastercard and isn't directly negotiable, but the markup your processor adds on top is, and so is your pricing model. That's what we optimize first, qualifying eligible transactions for lower interchange categories with Level 3 data, then layering in ACH & eCheck as the secondary rail for recurring billing, B2B and high-value payments with advanced security, omnichannel and ERP-integrated payments built in. No forced processor change.

  • Interchange optimization on B2B/B2C card processing (card present + card not present)
  • ACH & eCheck as a cost-effective secondary rail
  • Advanced security (tokenization, encryption, PCI), omnichannel and ERP-integrated payments
Benchmark My Payment Processing Spend
Programs in this category

Card Processing & ACH Payments

Accept payments anywhere, anytime. A full suite of merchant services designed to simplify how you send and receive your payments: card first, ACH second, security and integration built in.

Merchant Services & ACH Fees

The starting point for most engagements. A no-cost, side-by-side audit of your current merchant services, benchmarked against your industry and transaction profile: surfacing padded processor markups, the wrong pricing model, and ancillary batch, PCI, gateway and statement fees.

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B2B/B2C Card Processing

Competitive interchange optimization and wholesale-level rates for card-present, online, and mobile transactions, including Visa's CEDP for Level 3 data pass-through and reduced B2B interchange.

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ACH & eCheck

Secure, cost-effective alternatives for recurring billing, B2B payments, and high-value transactions, the ideal secondary rail alongside credit card processing.

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Advanced Security

Tokenization, encryption, and PCI compliance frameworks that protect your business and your customers at every point in the payment flow.

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Omnichannel Solutions

From retail terminals to eCommerce and mobile checkouts, we deliver consistent, streamlined payment experiences across every channel your customers use.

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ERP-Integrated Payments

Native payments built into QuickBooks, Oracle NetSuite, Microsoft Dynamics 365 and Sage: automatic reconciliation, Level 2/3 optimization, and multi-entity scalability.

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ERP-integrated payments: QuickBooks, Oracle NetSuite, Microsoft Dynamics 365 and Sage
Integrated Payments

Payments Built Into Your ERP

Stop managing payments outside of your core business systems. Our integrated payment solutions for QuickBooks, Oracle NetSuite, Microsoft Dynamics 365 and Sage bring efficiency, visibility, and cost savings directly into your ERP workflows.

  • Native Integration: Seamlessly process credit cards, ACH, and virtual card payments without leaving your NetSuite, Microsoft Dynamics, QuickBooks ERP and more.
  • Automatic Reconciliation: Reduce manual errors with real-time posting and automated settlement updates.
  • B2B Optimization: Pass Level 2/3 data to qualify for lower interchange on corporate and purchasing cards.
  • Scalable Architecture: Built to support multi-entity, multi-currency, and global operations.
See ERP-Integrated Payments
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Find out what you're overspending on payment processing, for free

Start with a free analysis. You'll get a side-by-side savings report showing exactly where you overpay, with no obligation to engage.

  • Free, no-obligation savings analysis
  • The report is yours to keep either way
  • An independent payment-technology partner, not a single-processor reseller

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