For businesses with 25 or more employees, healthcare costs are typically the second or third largest expense on the P&L and one of the few cost centers where leadership feels genuinely powerless. Annual premium increases of 8–15% have become routine, and most HR teams lack the tools or leverage to push back. Business Solutions Group offers a fundamentally different approach: rather than renegotiating premiums, we reduce the underlying cost drivers claims and payroll taxes.
Our Employer Preventive Health and Tax Advantage Program is an IRS-compliant wellness and preventive care structure that integrates with your existing benefits plan. It does not require you to change your health insurance carrier or modify your current plan. Instead, it layers on structured preventive benefits telemedicine, wellness coaching, health assessments, and tax-advantaged medical rewards that reduce employee claims by 30–70% while simultaneously reducing your FICA and payroll tax obligations.
The program is fully managed by our team, from compliance setup to employee onboarding. Most clients see a positive ROI within the first plan year, with savings that compound as employee health improves over time.
Our program integrates with your existing payroll and benefits structure and includes:
The result: healthier employees, fewer claims, and measurable savings for your company.
Our team manages the setup and compliance, ensuring the program follows IRS regulations while delivering both health and financial benefits.
Our program provides IRS-compliant healthcare structures that reduce certain payroll taxes. Many businesses experience significant annual savings per employee, which offsets the cost of the program.
Providing preventive wellness programs and structured benefits leads to fewer employee medical claims. When employees use telemedicine, wellness coaching, and preventive care programs, claims for expensive procedures drop, reducing overall healthcare spending. This is one of the biggest ways the program saves your company money, in addition to tax savings.
The program allows you to provide meaningful benefits such as:
- Telemedicine and virtual care access
- Wellness coaching and health assessments
- Life insurance coverage
Employees benefit from better health and reduced out-of-pocket expenses, while your company controls costs.
Preventive wellness programs improve employee attendance, productivity, and engagement. Healthier employees mean fewer sick days and lower overall claims, contributing to long-term cost reduction.
Offering a robust wellness program helps attract and retain talent. Employees see value in a workplace that invests in their health, which improves retention and reduces hiring costs.
Our solution is designed for businesses with 25 or more employees including but not limited to these type of companies:
Our team of experts make it simple to implement wellness programs that save money while improving employee health.
Our team handles:
Fewer claims, lower taxes, and happier employees- that’s the power of our program.
A: Business Solutions Group's Employer Preventive Health and Tax Advantage Program reduces healthcare costs by addressing the root cause employee claims rather than renegotiating premiums. The program layers IRS-compliant preventive benefits onto your existing plan, reducing claims by 30–70% and simultaneously lowering your payroll tax obligations. No plan change, no carrier switch, no disruption to employee benefits.
A: An employer wellness program provides structured health support telemedicine, preventive screenings, wellness coaching, health assessments that keeps employees healthier and out of expensive emergency or specialist care. When claims decline, so does your company's healthcare spend. Business Solutions Group's program is specifically designed to be financially measurable: clients track claim reduction and payroll tax savings with full reporting.
A: Business Solutions Group's healthcare cost reduction program is designed for companies with 25 or more employees. This includes manufacturing, distribution, technology, professional services, retail, and trade businesses. Companies in high-claims industries (physical labor, older workforce demographics) often see the most significant savings.
